| Sr No. |
Type of loan |
Rate of Interest Effective From Date (01/05/2013) |
| 1 |
Short term agricultural (K.C.C) loan |
|
|
a. |
Up to Rs 3.00 lakh(PACS) |
5.50% |
|
b. |
Up to Rs 3.00 lakh (Individual) |
7.00% |
|
c. |
Above Rs 3.00 lakh (PACS) |
10.00% |
|
d. |
Above Rs 3.00 lakh (Individual) |
11.00% |
| 2. |
Revolving Agricultural Consumption Cash Credit (PACS) |
12.00% |
|
Revolving Agricultural Consumption Cash Credit to Individual |
13.00% |
| 3. |
Medium Term Small Scale Industries Loan |
16.00% |
| 4. |
I.R.D.P Loan, S.G.S.Y Loan & Bajpayee Swarojgar Loan |
12.50% |
| 5. |
Loan to Self Help Group(S.H.G) |
|
|
a. |
Loan Direct to Group |
10.50% |
|
b. |
Loan to Co-Operative Institution, Loans through NGO |
11.00% |
| 6. |
Marketing Cash Credit |
|
|
a. |
To - Borrower |
11.00% |
|
b. |
To - Non Borrower |
12.50% |
| 7. |
Cash Credit to Sugar Factory |
|
|
a. |
Sugar Pledge Cash Credit |
10.00% |
|
b. |
Buffer Stock Cash Credit |
12.00% |
|
c. |
Excise Cash Credit |
12.00% |
|
d. |
Store Stock Cash Credit |
12.00% |
| 8. |
Medium Term Agriculture Loan |
|
|
a. |
Drip Irrigation, Sprinkler, Pipeline, Oil Engine, Dairy Development & Land Development |
11.50% |
|
b. |
Rural Housing & Schematic Loan under Non Farm Sector |
12.00% |
|
c. |
Tractor ,Trailor, Thressor, Agroclenic, Coldstorage, Rural Godown |
12.00% |
| 9. |
Hypothecation Cash Credit for Commodities other than Directives (PACS & Individual) |
11.00% |
| 10. |
Clean Cash Credit / Working Capital Cash Credit for (PACS & Individual) |
|
|
a. |
Up to Rs 2.00 lakh |
12.00% |
|
b. |
Above Rs 2.00 lakh |
12.50% |
| 11. |
Medium Term Non - Agriculture Loan for (PACS & Individual) (Jeep - Tempo,Two wheeler & Swa - Rojgar) |
12.00% |
| 12. |
Housing Loan |
12.00% |
| 13. |
Loan Against Gold and Silver |
11.00% |
| 14. |
Loan against NSC & Kisan Vikas Patra |
12.00% |